Insurer warns potholes are up by a third

The insurer Admiral is warning potholes claims could surge the rainy forecast, while the average cost of repairing pothole damage up by 16% since last year.

Its data also reveals the amount of pothole claims has increased by 34% since 2016, as people battle with uneven roads across the UK.

Lorna Connelly, Head of Claims at Admiral, said: “Pothole pockets can quickly open up, especially if the weather has been bad, which means they might not have been there the last time you took that route. Keep a sharp eye and slow down – swerving can be more dangerous! If you think you’ve hit a hum-dinger, get out and check for damage at the safest opportunity. Take photos of the pothole and the damage to your car and consider taking your vehicle to a mechanic to check for damage.

“If you have Comprehensive cover, claiming for pothole damage through your insurer should be a straightforward process, but it can affect your no claims bonus and you may need to pay an excess. However, if your car gets damaged on a British road from a pothole, unless you have comprehensive cover, you might not be able to claim on your insurance.

“You can always try to claim compensation for any damage caused to your car, through whoever is responsible for the road you were driving on, although there is no guarantee you will be successful. This can be a tricky process, so we’ve created a step-by-step guide explaining how to claim compensation for pothole damage.

“It’s great that there is funding committed to fixing Britain’s potholes – we know what a huge nuisance they are for our customers. However, keeping on top of them is a challenge for local authorities so it’s always best stay alert and keep a lookout for any potholes that might have opened up.”

(Picture – Highways News)


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